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In our industry-wide study, we found that Endurance, CARCHEX, CarShield, and Olive have the best extended warranties for cars over 100k miles.
- Purchasing an extended warranty for a car over 100k miles has many advantages.
- The best providers for covering high-mileage models are Endurance, CARCHEX, and CarShield.
- See which vehicles last the longest, which ones are deemed unreliable, and how a service contract could benefit you and your wallet.
Our team reviewed the best extended car warranty companies and graded each one based on plans, prices, and customer service. Read more to learn about our top picks as well as what you should look for in a used car warranty.
Best High-Mileage Car Warranty
There are many extended car warranty companies, but we picked five of the top providers for cars with more than 100,000 miles. Most extended auto warranty companies offer multiple plans, from powertrain-only warranties to full-coverage options similar to your car’s factory warranty.
Best Extended Warranty for High-Mileage Cars
CARCHEX and Endurance specifically advertise plans meant for vehicles with more than 90,000 miles. Below, you’ll find our choices of the best plans for high-mileage vehicles.
| Coverage Provider | Warranty Plan | Maximum Coverage | Key Components Covered |
|---|---|---|---|
| Endurance | Select Premier Coverage | Vehicles up to 8 years old or 200,000+ miles | Engine Transmission Drive axle Transfer case Air conditioning Heating Cooling Electrical Seals and gaskets |
| CARCHEX | Gold Coverage | 10 years or vehicles up to 250,000 miles | Engine Transmission Drive axle Fuel delivery Braking Steering Air conditioning Electrical |
| CarShield | Platinum Coverage | Vehicles up to 300,000 miles | Engine Transmission Drive axle Fuel delivery Transfer unit Brake system Suspension Steering Electrical Air conditioning Cooling system Turbocharger Electronics and high-tech components Audio center Seals, sealing boots, and gaskets |
| Olive | Powertrain Plus | Vehicles up to 185,000 miles | Engine Transmission Drive axle Differential assembly Fuel system Brakes Steering Suspension Cooling Heating |
Customer service can be just as important as warranty coverage. You want a contract with an extended car warranty company that’s transparent, responsive, and trustworthy.
In our research, we considered factors like customer service hours, money-back guarantees, Better Business Bureau (BBB) ratings, and customer reviews to provide a rating for each of the companies offering the best extended warranties for cars over 100k miles.
High-Mileage Car Warranty Companies
Endurance wins our vote for Best Overall. Its EnduranceAdvantage™ plan is the company’s highest level of coverage and can cover vehicles for over 200,000 miles. The company has affordable plans and a good reputation within the industry.
CARCHEX, which we rated as Best Reputation, is another good option for cars with more than 100k miles. In addition, CarShield offers quality coverage for high-mileage vehicles.
In the table below, you’ll find the other companies that made our top five.
| Warranty Provider | Overall Score | Award |
|---|---|---|
| Endurance | 4.6 | Best Overall |
| CARCHEX | 4.3 | Best Reputation |
| CarShield | 4.3 | Affordable Monthly Payments |
| Olive | 4.0 | Best Online Process |
*Overall scores represent each company’s performance in our 2024 auto warranty study and are not specific to cars with over 100,000 miles. Provider rankings, are, however, ordered by how well they serve customers with these vehicles.
1. Endurance: Best Overall
Endurance is our team’s choice for Best Overall among the providers in our study. But the company is also a good choice for extended warranties for cars over 100k miles.
Endurance Warranty Highlights
- Direct provider
- Six available warranty plans
- 17 years of experience
- Covers cars with up to 200,000+ miles
Endurance Warranty Plans
Endurance provides the following vehicle protection plans:
2. CARCHEX: Best Reputation
CARCHEX is one of the industry’s longest-running extended warranty providers. The company is known for providing quality vehicle protection plans for cars with over 100,000 miles on their odometers.
CARCHEX Warranty Highlights
- 21 warranty plans
- 24 years of experience
- Covers cars with up to 250,000 miles
- Endorsed by CARFAX, The Motoring Club, Kelley Blue Book, and Edmunds.com
CARCHEX Warranty Plans
CARCHEX offers the following plans:
3. CarShield: Affordable Monthly Payments
CarShield offers coverage for vehicles up to 300,000 miles. That makes the company a viable option if you’re looking for an extended warranty for cars over 100k miles. CarShield is also the most popular provider in our study, in part due to its competitive pricing.
CarShield Warranty Highlights
- Six warranty options
- More than 18 years of extended warranty experience
- Covers cars up to 300,000 miles
- Offers month-to-month coverage
CarShield Warranty Plans
CarShield offers the following plans:
High-Mileage Extended Car Warranty
Getting a car warranty for vehicles with higher mileage can be challenging. Most dealership warranties expire well before your odometer reaches the 100,000-mile mark. To continue your coverage and have peace of mind for even the most expensive repairs, getting an extended warranty for cars over 100k miles means you’ll want to consider an aftermarket warranty provider.
While we reviewed the best extended car warranty companies for cars over 100k, some other used car warranty companies also offer car warranties that extend beyond 100,000 miles. Keep in mind that extended warranty eligibility periods are usually based on a variety of factors like your car’s age and mileage.
Longest Extended Car Warranty
Here’s a look at the extended car warranty companies that offer the longest vehicle service contracts.
| Longest Extended Car Warranty Company | Mileage |
| CarShield | 300,000 miles |
| CARCHEX | 250,000 miles |
| Omega Auto Care | 250,000 miles |
| Endurance | 200,000 miles |
| Olive | Unlimited miles |
What Should Your Extended Car Warranty Include?
Don’t choose an extended warranty for a car over 100k miles that skimps on repairs and dodges on its promises. If your engine stops working and the vehicle protection plan only covers repairs on meaningless parts, you’re in for a headache. Extended coverage is likely worth it if the warranty cost is less than the expected cost of repairs. Make sure to compare multiple companies as well as check customer reviews while researching which company to pick.
Types Of Extended Coverage For High-Mileage Vehicles
Whether you have a new car or a used car, protection is key. There are three main types of extended coverage: powertrain warranties, bumper-to-bumper warranties, and stated-component warranties.
Extended Warranties For Cars Over 100K Miles Cost
Our team reached out to extended car warranty companies to get quotes for a 2015 Nissan Altima. Endurance quoted us $113.52 per month for 30 months for the Secure Plus plan, while the CARCHEX quote we received was for $169.99 per month for the Powertrain Plus plan. The Endurance plan term length was for 2.5 years/40,000 miles, while CARCHEX was for Unlimited/month-to-month.
Is an Extended Warranty Worth It For Cars Over 100k Miles?
A vehicle service contract is worth it for many owners of high-mileage vehicles. In many cases, you’ll save money compared to paying for repairs out of pocket. But even if you don’t, many owners find the peace of mind that comes with a warranty worth the cost.
Here are a few cases in which you should consider getting an extended warranty for a car over 100k miles:
- Projected repair costs are higher than warranty costs: Sites like RepairPal can help you estimate the average cost of repairs for your vehicle. If the average repair costs for your car exceed the cost of coverage, it could be smart to get extended coverage.
- You prefer to spread out big expenses: Some people prefer spreading out major expenses like car repairs over many months rather than paying all at once. An extended warranty can help you take this approach.
- You want to increase your car’s resale value: Most third-party warranties can transfer to a new owner if you sell your car. This can add value to your vehicle and help it stand out in a competitive used car market.
- You don’t like surprises: One of the main reasons people purchase an extended warranty, especially for higher-mileage vehicles, is to gain peace of mind. Mechanical breakdowns are much more likely to happen with older cars. A warranty can help you be prepared for that situation so you don’t get caught off guard with huge surprise repair bills.
If your vehicle requires types of repair related to wear and tear, an extended warranty may not be the most cost-effective option. Always read your vehicle service contract’s fine print for full coverage details.
Best High-Mileage Used Cars
For owners that want to keep their vehicle for years to come, another consideration is owning a vehicle that is reliable and likely to last you a long time. The sections below will look at the most and least durable vehicles.
Extended Warranty for Older Cars: Conclusion
Not all extended warranties for high-mileage cars are worth what you pay for them. And depending on your vehicle and personal situation, you might not need one. However, for many drivers, a service contract can offer major benefits.
Whatever you decide, be sure to get free quotes from multiple warranty providers and always be sure to read the fine print. That way, you can compare offers to find the best coverage at the right price.
Extended Warranty for Cars Over 100k Miles: FAQ
Below are frequently asked questions about extended warranties for cars over 100k miles:
What is the cost of an extended auto warranty?
We found that a five-year bumper-to-bumper warranty can cost about $2,400. However, small down payments and easy monthly payment plans can make repairs much more affordable than an out-of-pocket engine or transmission rebuild.
Does AAA offer extended auto warranties?
AAA Carolinas, AAA Northeast, and AAA Mid-Atlantic provide extended warranties and vehicle protection plans, but you may not be able to find this service in other regions of the U.S. Check with your local AAA site to figure out whether you could get coverage.
What is the CarShield mileage limit for extended warranty coverage?
The mileage limit for CarShield’s Platinum plan is 300,000 miles for most vehicles, making it a viable provider for extended warranties for cars over 100k miles.
What happens when a car reaches maximum mileage?
Cars do not have a “maximum mileage.” If you continue to replace components as they wear out, a car could theoretically last forever. However, cars typically start to need more frequent repairs after 100k miles. At some point, repairs and upkeep may cost more than the car is worth.
Does a CarShield warranty cover the water pump?
Yes. CarShield offers four plans that cover your vehicle’s water pump: Diamond, Platinum, Gold, and Silver.
How much is a 100,000-mile warranty?
How much a 100,000-mile warranty costs depends on many different factors. Some of these include how many miles your car currently has, what kind of condition it’s in, and what kind of coverage you want.
Can you get an extended warranty from a manufacturer?
You can get an extended warranty from many car manufacturers such as Honda, Ford, and Hyundai. These plans typically require you to have your vehicle serviced at dealerships or repair shops certified by the manufacturer. They also tend to come with fewer coverage options than you would find from a third-party warranty provider.
Who has a 100k mile warranty?
Hyundai, Genesis, Mitsubishi, and Kia each offer a 100,000-mile warranty on new vehicles. However, only the powertrain coverage extends to 100,000 miles. If you want a bumper-to-bumper warranty that covers up to 100,000 miles, you’ll need to buy additional coverage.
Does CarShield cover high-mileage vehicles?
Yes, CarShield covers high-mileage vehicles. Its mileage limit for most of its plans is 300,000 miles, which is significantly higher than the limits from most third-party extended car warranty providers.
Our Methodology
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
*Data accurate at time of publication.
