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Crash Course:
- The Cadillac extended warranty is a Protection Plan with three coverage levels: Platinum, Silver, and Powertrain – which all cover your car for up to eight years or 100,000 miles.
- The automaker has below-average reliability ratings, so an extended auto warranty may be a good idea.
- Third-party providers offer longer-lasting and more affordable alternatives to Cadillac’s extended warranty.
In this article, we’ll discuss Cadillac’s extended warranty plans in detail, including the items covered, cost, exclusions, and more. We’ll also take a look at extended car warranty options from reputable third-party providers. Top-rated warranty companies can offer different advantages beyond what Cadillac offers, and it’s good to know all of your options.
We’ve reviewed the best extended car warranty providers to help you find the plan that works best for you. Compare free quotes from top companies above.
Cadillac Extended Warranty Overview
Cadillac’s extended warranty is the Cadillac Protection Plan, which comes with three coverage levels you can choose from: Platinum, Silver, and Powertrain.
- Coverage terms: The Protection Plan can cover up to 8 years/100,000 miles, regardless of the coverage level.
- Covered repairs: Repairs must be preformed at a Cadillac dealership.
- Transfer: The Cadillac Protection Plan is fully transferable to secondary owners.
- Cancel: You can cancel the Protection Plan within 30 days for a full refund.
Check out our ratings for Cadillac’s Protection Plan below:
| Rating Category | Score |
|---|---|
| Coverage | 3.8 |
| Cost | 4.6 |
| Accessibility/Usability | 3.9 |
| Benefits | 4.5 |
| Overall Rating | 4.2 |
Cadillac Extended Warranty Coverage
There are multiple Cadillac extended warranty plans. The Platinum Protection Plan covers almost any breakdown except for a list of exclusions, while the Silver and Powertrain levels cover fewer parts. We’ll get into each plan here.
Cadillac Protection Plan Overview
Cadillac’s protection plans aren’t backed by Cadillac but by a third-party company called Safe-Guard Products International. This company administers multiple warranty programs for different auto manufacturers.
Each plan can cover up to 8 years/100,000 miles. You can purchase a plan up until the 4 year/50,000-mile Cadillac factory warranty expires. Below is a comparison of what each warranty covers.
| Component | Platinum | Silver | Powertrain |
|---|---|---|---|
| Engine | x | x | x |
| Transmission | x | x | x |
| Drive axle | x | x | x |
| Hybrid/electric | x | x | x |
| Front suspension | x | x | |
| Rear suspension | x | x | |
| Climate control | x | x | |
| Electrical | x | x | |
| Steering | x | x | |
| Brakes | x | x | |
| High tech | x | ||
| Audio | x | ||
| Navigation | x |
Cadillac Platinum Protection Plan
The Platinum Protection Plan is like a bumper-to-bumper warranty, covering nearly all parts of the vehicle save for a small listed of excluded items. It’s is the highest level of coverage available if you already purchased your Cadillac.
The Platinum Protection Plan can cover up to 8 years/100,000 miles from the in-service date. You can get a shorter plan term if you want to save some money, too.
Cadillac Silver Protection Plan
Your next option for Cadillac extended warranty coverage is the Silver Protection Plan. This is a stated-component contract, which means it only covers the parts listed on the contract. Generally speaking, the Silver plan covers most major systems of the car. This includes the air conditioning, electrical system, suspension, brakes, and more.
Note that it covers mechanical components in the brakes but not brake pads, which are expected to wear out over time. Only prepaid maintenance plans cover things like brake pads and wiper blades.
Cadillac Powertrain Protection Plan
Last on the list of Cadillac extended warranty coverage is the Powertrain Protection Plan. As the name suggests, it covers the engine, transmission, and drive axles. It also covers hybrid powertrain components. These crucial systems power your car’s movement. A powertrain plan can give you peace of mind that expensive repairs are covered.
What Cadillac’s Extended Warranty Doesn’t Cover
The Cadillac extended warranty doesn’t cover everything. Remember, the point of a warranty is to cover defective materials or workmanship. Most extended warranty plans will not cover damage from normal wear and tear.
Here are a few more exclusions:
- Trim items
- Exhaust components
- Routine maintenance
- Tires, wheels, and rims
- Damage from accidents or the environment
- Damage from lack of maintenance or misuse
Unfortunately, Cadillac’s Protection Plan is not offered in every state. Contact your local Cadillac dealership to learn more.
Cadillac Roadside Assistance and Other Benefits
The Cadillac Protection Plan comes with the following perks:
- Towing
- Road services
- Trip interruption reimbursement
- Rental car coverage
- Lockout and lost key services
Rental car coverage and trip interruption are only applicable for a covered repair. Compared to other providers, this list of benefits is standard.
Cadillac Extended Warranty Cost
Based on our data, the average extended warranty costs $2,601, with a yearly average cost of $636. These prices were for contracts ranging from three to seven years. We also found that the average monthly payment is about $95.
Cadillac requires a $100 deductible for warranty repair work. However, if you visit the dealer that sold you the plan, the deductible is waived.
Cadillac Extended Warranty Prices
So, how much should an extended car warranty cost? Cadillac’s prices above are slightly higher than prices we’ve seen for similar coverage.
Cadillac’s Protection Plan online shopping tool makes it easy to see what you’d pay for an extended car warranty. Here are several prices we were quoted for a 2016 Cadillac CTS with 30,000 to 60,000 miles:
| Platinum Protection Plan Length | Pay-in-Full Price | Monthly Price |
|---|---|---|
| 2 years/24,000 miles | $2,560.25 | $185.42 for 14 months with a $99.12 down payment |
| 3 years/36,000 miles | $3,501.70 | $170.80 for 21 months with a $99.20 down payment |
| 4 years/48,000 miles | $4,247.45 | $208.19 for 21 months with a $99.01 down payment |
| 5 years/60,000 miles | $4,425.10 | $217.09 for 21 months with a $99.11 down payment |
Is a Cadillac Extended Warranty Worth It?
While Cadillac lets drivers enjoy class and performance from a stateside manufacturer, the cars aren’t known for stellar reliability. Cadillac vehicles have a bumper-to-bumper limited warranty, but you may want to buy a Cadillac extended warranty after coverage ends, especially since mechanical problems tend to occur later in a car’s lifespan.
Considering Cadillac reliability issues, it may be worthwhile to purchase an extended vehicle service contract. While it won’t cover every repair, an extended auto warranty can help you keep a predictable budget and pay for fewer out-of-pocket repairs.
Cadillac Extended Warranty Limitations
Cadillac offers three choices for coverage after the sale, which is an advantage when you consider many other brands only offer one extended warranty option.
At the same time, there are some limitations to Cadillac’s options. For example, your car is only eligible for a protection plan if you buy it within the factory warranty period.
You need to bring your vehicle to a dealership for repairs. However, this includes any GM-brand dealership, such as Cadillac, Chevrolet, Buick, and GMC. If a dealership is not accessible, Protection Plan contract holders can have repairs performed at a licensed repair facility with prior authorization.
Cadillac Factory Warranty
Cadillac owners should also consider their existing coverage. All new cars come with Cadillac’s bumper-to-bumper warranty, which lasts for four years or 50,000 miles. The company’s powertrain warranty on new vehicles lasts for six years or 70,000 miles. Both coverages are slightly above industry standards.
Cadillac CPO Warranty
On certified pre-owned (CPO) vehicles, Cadillac provides an extra year of bumper-to-bumper coverage after the original warranty expires. This coverage does not have a mileage limit.
Cadillac Reliability
The 2023 J.D. Power U.S. Vehicle Dependability StudySM, which counted problems in three-year-old vehicles, ranks Cadillac slightly above the industry average. But as time goes on, Cadillac drivers tend to encounter more problems. RepairPal gives Cadillac a rating of 3.0 out of 5.0 stars, ranking the manufacturer 26th out of 32 car brands.
Cadillac Repair Costs
According to RepairPal, Cadillac owners pay about $783 per year on average for maintenance and repairs. Of course, individual repair costs can be hard to predict. Here are a few commonly reported Cadillac repairs and their costs:
| Cadillac Model | Repair or Replacement | Repair Cost |
|---|---|---|
| Cadillac DTS | Oil pan gasket replacement | $1,043 to $1,287 |
| Cadillac Escalade | Ignition switch replacement | $99 to $128 |
| Cadillac SRX | Headlight bulb replacement | $228 to $291 |
| Cadillac DeVille | Window regulator replacement | $935 to $977 |
Many Cadillac owners love driving their vehicles. But reliability is an issue with Cadillacs, and you may find yourself putting in quite an investment after the car leaves the dealership.
So, how does Cadillac’s reliability stack up within the luxury car industry? Cadillac is between Lexus, which is known for reliability, and European brands like Audi, which have higher ownership costs. Since Cadillac vehicles are made in the U.S., parts are relatively easy to source, and competent repair shops are easy to find.
Cadillac Extended Warranty vs. Aftermarket Warranty
There are a few advantages to purchasing an extended car warranty from a third-party provider. For example, leading providers can cover vehicles up to 200,000 or even 250,000 miles. These term lengths are much longer than Cadillac’s extended warranty. And, while Cadillac requires you to go to a GM-brand dealership for repairs, third-party providers allow you to go to any licensed repair facility for service.
Reputable extended car warranty companies also provide coverage for older vehicles. These flexible eligibility requirements mean you protect a vehicle with more than 80,000 miles, which Cadillac won’t cover. The cost of an extended warranty is usually lower when you look at companies beyond Cadillac, too.
Simply put, you have more flexibility when you shop for extended warranties from third-party providers. The best way to find a good deal is to compare multiple options. You can compare free, no-obligation quotes from leading extended warranty providers below.
Extended Cadillac Warranty: Conclusion
Cadillacs are not known for their reliability, and maintenance and repair costs can cost thousands of dollars. A Cadillac extended warranty is a good idea for drivers who plan on keeping their vehicle well past the time period of the original factory warranty. Compared to third-party providers, Cadillac’s extended warranties are more expensive and offer less coverage options. We recommend getting several quotes from dealerships and aftermarket warranty companies to find the best extended auto warranty that suits your needs.
Extended Warranty for Cadillac: FAQ
Below are common questions asked about Cadillac’s extended auto warranties:
How much does a Cadillac extended warranty cost?
The average Cadillac extended warranty costs $2,601, with a yearly average of $636. We also found that the average monthly payment is about $95.
Is a Cadillac extended warranty transferable?
Cadillac protection plans are fully transferable to secondary owners.
Is a Cadillac Protection Plan worth it?
A Cadillac Protection Plan can cover repairs until 8 years/100,000 miles. However, other companies can cover far beyond 100,000 miles, so we recommend shopping around.
What does a Cadillac Protection Plan cover?
The Platinum Protection Plan covers almost any mechanical breakdown except for a list of exclusions. The Silver plan is a mid-level warranty that covers most major systems, and the Powertrain plan just covers the engine, transmission, and drivetrain.
Our Methodology
Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.
- Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
- Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
- Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
- Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.
*Data accurate at time of publication.
