Fenix Protect Extended Car Warranty Review

Protect your car

Discover the best auto warranty plan for your car below

Explore Plans

With our #1 rated provider,

Affiliate Disclosure: Automoblog and its partners may earn a commission if you purchase coverage from the extended warranty providers outlined here. These commissions come to us at no additional cost to you. Our research team has carefully vetted dozens of extended warranty providers. See our Privacy Policy to learn more.  

Endurance
4.6
Industry Standing: 4.4/5.0
Coverage: 4.9/5.0
Affordability: 4.5/5.0
Transparency: 5.0/5.0
Customer Service: 4.4/5.0
idée We recommend Endurance as the best warranty provider
  • Best Overall
  • Coverage Plans: 6 options plus maintenance plan
  • Odometer Limit: Up to 200,000 miles
  • Free Cancellation: 30-day money-back guarantee
  • Longest Term: 8 years of coverage
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Factory-level bumper-to-bumper plan Free membership for first year
Multiple powertrain/mid-level choices $500 collision discount
Scheduled maintenance coverage Tire repair or replacement
24/7 emergency roadside assistance Total loss protection up to $1,000
Trip interruption reimbursement Key fob replacement and repair
Rental vehicle coverage Endurance mobile app
Towing allowance $250 credit with shopping or dining partners

After you buy a car, you may receive letters and phone calls from companies that want to sell you an extended warranty, including Fenix Protect. There are reputable extended car warranty companies out there, but there are also ones you should avoid. So, which type is Fenix Protect? 

In this review, we examine the Fenix Protect reviews, coverage plans, customer service and more. We’ve already reviewed a number of the most popular extended auto warranty providers, see how Fenix Protect compares. Every company is different, so we encourage you to get quotes from at least three providers before settling on a plan. We recommend starting with these three leading providers.

Fenix Protect Coverage Levels

Fenix Protect is a vehicle service contract provider based in Addison, Texas, that has been in business for over a decade. It sells plans backed by Black Diamond Administrative Company. We noticed that Fenix Protect really plays off the diamond and gem theme in its plan names. 

There are six plan levels for new and used cars. Drivers can get basic powertrain coverage, bumper-to-bumper extended warranty coverage or anything in between. Here’s a summary of the plans:

Fenix Protect PlanEligibilityDetails
Triple DiamondNew cars under 70,000 milesExclusionary coverage for almost all mechanical
and electrical parts on the car
Double DiamondNew cars under 80,000 miles,
used cars under 100,000 miles
Highest stated-component contract
includes most major systems on the car
DiamondUsed cars under 125,000 milesEnhanced powertrain plan covers many many systems
EmeraldUsed cars under 150,000 milesMid-tier plan covers powertrain and some other systems
RubyUsed cars under 175,000 milesLow-level plan covers the powertrain and a few other parts
SapphireUsed cars under 500,000 milesBare minimum powertrain coverage 

You’ll notice that the Sapphire plan provides coverage for a huge number of miles. Yes, coverage can extend up to 500,000 miles. This plan only covers the bare essentials, however, and we imagine it would be expensive for an engine that had 300,000 miles or more. 

Another thing to note is that Fenix Protect doesn’t provide any sample contracts on its website. You can find sample contracts on Black Diamond Administrative Company’s website instead, but the Fenix Protect site doesn’t link directly to the Black Diamond site.  

Plans require surcharges for vehicles equipped with 4WD/AWD, turbochargers or diesel engines. Drivers can also add coverage for audio systems and rear air conditioners.

Plan benefits

All Fenix Protect plans come with roadside assistance, which includes:

  • Jump-start service
  • Lockout assistance
  • Flat tire change
  • Phone concierge services
  • Fluid delivery
  • Towing

As far as perks go, that’s all the Fenix Protect website lists. However, the corresponding contracts on Black Diamond Administrative Company’s website list a few more services:

  • Rental car reimbursement ($30 per day up to $150)
  • Trip interruption ($50 per day up to $150)
  • Excess towing coverage of $100 per occurrence 

Perhaps these benefits are not offered for Fenix Protect customers or are only offered in some cases. So take this information with a grain of salt. 

Drivers can visit any licensed repair facility to obtain coverage. That includes dealerships and mechanics certified by the National Institute for Automotive Service Excellence (ASE).

What Isn’t Covere

No matter which plan you pick, there will be some exclusions. Here’s a non-exhaustive list of some exclusions you’ll see on Fenix Protect contracts:

  • Wear and tear
  • Regular maintenance
  • Wear items (batteries, bulbs, hoses and similar)
  • Damage from misuse, neglect or lack of maintenance
  • Damage from environmental events
  • Cosmetic items
  • Trim
  • Hybrid parts (including batteries)
  • Pre-existing conditions
  • Paint and body panels
  • Any repair done without prior authorization
  • Infotainment, touch screens and heads-up displays 
  • Any covered part damaged by a non-covered part
  • Any non-covered part damaged by a covered part

These last two points warrant some explanation. Let’s say you have a non-covered battery that leaks onto a covered part in your engine, causing corrosion. That damage would not be paid for. Likewise, if a covered part in your engine failed and somehow damaged your battery, the battery wouldn’t be covered. 

Vehicle protection plans are not all created equal. Some contracts have more exclusions than others and some companies spend less time going through each exclusion with prospective customers. 

If you don’t understand something, it’s a good idea to hang up the phone and read through the contract with a friend or family member. If a company won’t send you a sample contract before you purchase the plan, that should be a red flag. 

Cost of Fenix Protect

Like most extended auto warranty companies, Fenix Protect doesn’t list prices on its website. That’s because pricing depends on the car you have, its condition and what type of coverage you want. 

When looking through reviews, we noticed that many customers said Fenix Protect worked with them to find a pricing plan they could afford. Some customers said they paid about $177 per month, and said total costs were about $4,266 with a $100 deductible. 

Is Fenix Protect a Scam?

As we were researching this provider, we noticed that the word “scam” came up as a suggested search term in Google after typing “Fenix Protect.” That’s not a good sign. We don’t think this business is a scam, but clearly many people are wondering just that. 

Fenix Protect is another trade name for the business American Automotive Service Solutions (AASS). Both organizations share the same address, and Fenix Protect redirects to AASS in the Better Business Bureau’s (BBB) database. 

AASS/Fenix Protect reviews on the BBB show a pattern of complaints. The Fenix Protect BBB rating is a B+, but many customers have complained about receiving misleading marketing letters that appear to come from an official source or manufacturer. 

These letters sometimes say that the recipients’ warranty has already expired and they only have a short time to maintain coverage. Marketing practices like this aren’t unique to this company, but AASS did not respond to the BBB when it reached out regarding this issue, and that’s not good.

Company Response

When people submit complaints on the BBB about these marketing letters, the customer service team denies that the letters come from AASS. They put the burden of proof on the customer to reply with a photo or scan of the letter. 

The team claims that AASS doesn’t do any outbound marketing. The company probably uses a marketing agency to do its mailers, so from the company’s perspective, the problem isn’t its fault. 

The customer service team will then ask the reviewer to delete their review. But from the recipients’ point of view, the letter still says it came from Fenix Protect or AASS.

While this is a legitimate business, these marketing letters may encourage seniors or people who don’t know the status of their warranty to purchase a plan unnecessarily. From what we’ve seen, Fenix Protect does pay for covered repairs and provide roadside assistance to customers. 

CarShield extended warranties are very popular with drivers, but the company has also been flagged by the BBB for this same issue. The difference is that CarShield responded to the BBB and is working on fixing the problem. CarShield’s website also has a page with clear instructions on how to opt out of mailings. Fenix Protect does not. 

Fenix Protect Reviews

Even with all the issues we just talked about, many customers have given Fenix Protect positive ratings. The company has a four-star rating on Trustpilot from over 1,700 reviews, though most of them seem to be about the process of buying a plan. Examples of emblematic positive and negative Fenix Protect reviews are listed below.

Positive Fenix Protect Reviews

“Excellent service all around. Staff was very friendly and answered all of my questions. Thank you!”

– RYAN, TRUSTPILOT

“The entire expense of the transmission repair except my deductible was paid in full, per the Fenix Protect Vehicle Service Contract. As a result of their actions, I decided to continue my two current VSCs with Fenix Protect.”

– RONNIE S., TRUSTPILOT

Negative Fenix Protect Reviews

“AASS makes mailings look like they come from a car manufacturer and say the final warranty expired. I have 10,000 miles on my car, it’s not out of warranty, buddy. Nice try.”

– L.W., BBB

“In the midst of travel, work, making ends meet and personal priorities, I received numerous letters and Final Notices, which made me panic. I was pressured into taking a 6-year contract for a total of over $3,000.”

– CUSTOMER VIA BBB

Conclusion: Should You Get a Fenix Protect Warranty?

The short answer is: probably not. We think there are many better providers out there if you’re looking for an extended warranty. Fenix Protect offers a wide range of plans, which is good. However, its marketing practices and its response when people complain about those practices are not ideal.

Fenix Protect’s customer service team denies sending letters and asks people to delete negative comments. That makes us wonder how customer service agents treat customers in other areas. You can call to get a quote and decide for yourself, but all in all, we think you have better options for extended coverage than Fenix Protect. 

CARCHEX and Endurance are two top providers in the industry, and both have different advantages. Our CARCHEX vs. Endurance review covers each company in detail. 

You can take a look at our review of the best extended warranty companies to get a head start on shopping around. We compare coverage, prices and customer reviews for each company. After that, get quotes from multiple providers and compare which plans are best for your situation.

Endurance
4.6
Industry Standing: 4.4/5.0
Coverage: 4.9/5.0
Affordability: 4.5/5.0
Transparency: 5.0/5.0
Customer Service: 4.4/5.0
idée We recommend Endurance as the best warranty provider
  • Best Overall
  • Coverage Plans: 6 options plus maintenance plan
  • Odometer Limit: Up to 200,000 miles
  • Free Cancellation: 30-day money-back guarantee
  • Longest Term: 8 years of coverage
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Factory-level bumper-to-bumper plan Free membership for first year
Multiple powertrain/mid-level choices $500 collision discount
Scheduled maintenance coverage Tire repair or replacement
24/7 emergency roadside assistance Total loss protection up to $1,000
Trip interruption reimbursement Key fob replacement and repair
Rental vehicle coverage Endurance mobile app
Towing allowance $250 credit with shopping or dining partners

Our Methodology

Our expert review team takes satisfaction in providing accurate and unbiased information. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Industry Standing: Our team considers Better Business Bureau (BBB) ratings, availability, and years in business when giving this score.
  • Coverage: Because each consumer has unique needs, it’s essential that a car warranty company offers an array of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and additional benefits.
  • Affordability: A variety of factors influence cost, so it can be difficult to compare quotes between providers. Our team performs ongoing secret shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Customer Service: Reputable extended car warranty companies operate with a certain degree of care for consumers. We take into account customer reviews, BBB complaints, and the responsiveness of the customer service team.

*Data accurate at time of publication.